If you are a motor vehicle owner, it is imperative that you obtain auto glass insurance coverage. According to statistics, cracks, chips, and other types of windshield breakages are considered to be the most common repairs performed on vehicles each year. Sand, gravel, rocks, small pebbles, branches, animals, and vandalism are the most common culprits when it comes to broken glass on vehicles. Paying out-of-pocket for these repairs may prove to be very costly. On average, a standard windshield replacement may cost anywhere between $100 and $400; however, the costs may exceed $1,000, depending on the make and model of your vehicle and the actual amount of labor it takes to replace the windshield. If you obtain auto glass insurance, you may find that you have only a small out-of-pocket expense. In some instances, you may have to pay nothing. Continue reading this guide to learn why auto glass insurance is a highly advantageous option for you.

Currently, if any type of glass becomes damaged on your vehicle from anything other than a collision, you must, personally, cover the expense; however, if you have comprehensive coverage included in your insurance plan for your vehicle, the glass is typically covered. This includes the glass windshield, the glass windows, the rear glass window, and the sunroof. In order to obtain this coverage in your insurance plan, you must review all of the print to determine if it is “all-inclusive”; that is, that it covers ALL of the glass on your vehicle. Many comprehensive insurance packages will only cover the side windows and the rear windows, but, will not allot coverage for the windshield. Additionally, you must consider your deductible. In some instances, even comprehensive insurance packages will cover the glass that is in need of replacement, but, you will be directly responsible for paying the deductible before the replacement is performed.

While it is true that there are many benefits to comprehensive vehicle insurance and that this type of insurance will aid in replacing any damaged glass on your vehicle, it is often best to opt for a stand-alone auto glass insurance company; that is, an insurance company that provides clients with top-notch coverage. These specialized insurance plans often offer the following to policyholders:

It is imperative that you obtain auto glass insurance coverage. That is a fact. It does not matter where you live or what type of environmental conditions exist in that area, there are numerous hazards that may result in vehicle glass damage. You must always prepare for those unexpected events and hazards that could leave your vehicle glass chipped, cracked, and broken. The following outlines the unique benefits that you will experience by obtaining coverage through a stand-alone auto glass insurance company:

1. These insurance companies offer mobile services to policyholders. This means that they will come to your location and perform any repairs and installations that are necessary.

2. It does not matter what day of the year it is, or what time of day it is, the auto glass insurance companies that are currently available to vehicle owners offer emergency-based services around-the-clock!

3. Quotes and estimates may be obtained quickly, easily, and free of charge by phone and/or internet – in just a matter of minutes!

4. The companies that provide auto glass insurance are certified as “Dow Automotive Installers”.

5. The service provided by the installation and repair technicians are trained to provide a very fast turnaround – either the same day that they arrive or the day after, your vehicle glass will be completely repaired or replaced!

6. The auto glass insurance companies provide a lifetime warranty on their work, including the OEM glass that they install and the expert-level craftsmanship that they exhibited during installation and/or repair.

We are often taken by surprise by unexpected hazards and environmental conditions that detrimentally impact our vehicles. In most instances, our insurance covers these events; unfortunately, vehicle glass repairs and replacements are often not 100% covered through our standard insurance policies. We must ensure that these aspects of our vehicles are covered as repairs and replacements of glass is the most common issue each year among vehicle owners. By ensuring your coverage today, you will experience the luxury, security, and quick service that you need for all of those unexpected issues and troubled tomorrows!